Frequently Asked Questions
Consumer Expert provides a seamless service when you request a loan. We are not a lender or lending partner, but we help connect customers to lenders in our network. Below are some of the most common questions we receive about the lending process.
General Questions
What is a short-term loan?
Personal loans go by different names, but they're all designed to provide you with fast financial assistance.
Who is eligible for a personal loan?
Most lenders require that applicants:
- Be employed or have consistent income for 90 days or more.
- Be at least 18 years old and a U.S. citizen.
- Have an active bank account.
How long does the process take?
Once you find a lender, you can get funds as soon as the next business day.
What happens if I'm unable to repay my loan?
Contact your lender immediately to discuss repayment options.